Cash America's Wallet is a Little Lighter

In response to enforcement action by the new Consumer Financial Protection Bureau (CFPB), payday lender Cash America will repay $14 million to customers and will pay a $5 million fine because "it improperly pursued some customers' debt and overcharged military service members." Apparently, Cash America charged service members annual interest rates over 36% on loans. Compare that to the interest rate banks pay you when you loan them money by making a deposit to your savings account.

After the jump, what does this have to do with Richardson?

The Archives: JFK, the Book Thief

One of the benefits of blogging is that you have a ready-made archive to jog your memory. Today's entry simply references two such memories.

• November 22, 2013 marks the 50th anniversary of the assassination of JFK. It's one of those moments people remember where they were, what they were doing, no blog required. I was in sixth grade when the public address speakers in school came on. At first it sounded like someone in the school office had unintentionally flipped a switch, as there was no announcement, only what sounded like a garbled radio broadcast. Students laughed at what we thought was someone's mistake. Gradually, the laughter died away and was replaced by horror and sadness as the news registered. That guilty laughter is what has stuck with me for fifty years.
  
  Anyway, fifty years later, I live in Dallas. Here's what I blogged last year when Dallas began making plans for the anniversary.
  
  
• To continue on a sad theme, The Book Thief is in limited release (Cinemark West in Plano, Thursday, 10:00 pm). The movie is based on the book by the same name, which was the selection for this year's "Richardson Reads One Book" program. It's a view of life in Nazi Germany from a child's eye. I haven't seen the movie, but you can read my review of the book from last spring.

Samsara (2011)

IMDB

Samsara (2011): Stunning images from world over. Slow motion, time lapse. Some jaw dropping, some weird. No narration. B- (Watch high, A-)

Learning From Lookadoo

In case you were on Mars last week, here's a recap. The PTA at Richardson High School sponsored a motivational speaker, Justin Lookadoo, for a school assembly. Lookadoo's public speaking focuses on what his critics consider antiquated gender stereotypes. The RHS event blew up on social media, was picked up by Dallas newspapers and television, and eventually received international coverage.

After the jump, what we learned.

Playoffs: Allen 63, Lake Highlands 6

From 2013 11 15 Allen vs Lake Highlands

The Lake Highlands Wildcats faced off against the undefeated Allen Eagles in the first round of the 2013 Texas UIL football playoffs Friday night at Wildcat-Ram Stadium. Allen more than lived up to their #1 state ranking in beating the Wildcats 63-6. The Wildcats end their playoff season with a district record of 5-2 (overall 5-6). Thanks for the good season, Wildcats.

More photos after the jump.

S2L77: Ephesus

From 1977 04 08 Turkey

Most people today, if they know of Ephesus at all, recognize the name from Paul the Apostle's epistle to the Ephesians. Some might know Ephesus as the burial place of John the Apostle, the author of one of the four Gospels. Some others might know it as the home of the Temple of Artemis, one of the seven wonders of the ancient world. In any case, today Ephesus is the site of a large archaeological dig, giving the modern traveler an entrancing peek into the world of the ancient Greeks, Romans, and Christians.

More photos after the jump.

Review: Empire of the Summer Moon

Amazon

From Empire of the Summer Moon, by S.C. Gwynne:

Behind it all is the story of the rise and fall of the Comanches. No tribe in the history of North America had more to say about the nation's destiny. Quanah was merely the final product of everything they had believed and dreamed of and fought for over a span of two hundred fifty years. The kidnapping of a blue-eyed, nine-year-old Cynthia Ann in 1836 marked the start of the white man's forty-year war with the Comanches, in which Quanah would play a leading role. In one sense, the Parkers are the beginning and end of the Comanches in U.S. history."

After the jump, my review.

The "Wow Factor" of Richardson's Goals

After complaining for months about the Richardson City Council's non-transparent process for deciding its near-term action items, I guess I ought to say something now that the goals have been revealed. But first, go ahead, read 'em yourself.

After the jump, my own reaction.

42 (2013)

IMDB

42 (2013): America needed Jackie Robinson. A hero for his time, for all time. Hagiography at its finest because it's true. Take the kids. B+

A Round of Applause for Paralysis in Sports

You know the ritual when a kid playing high school football goes down with an injury. When he eventually gets up and hobbles off the field, he gets a round of applause from the fans in the stands. Apparently, in the Richardson ISD, that might be all he ever gets, even if he can't get up at all and might never walk again.

Catastrophic care insurance offers a safety net for students who suffer life-altering accidents or illness while participating in an extra-curricular school activity, with policies providing as much as $7.5 million of coverage in cases such as spinal cord injuries, brain injury, infection or stroke. But coverage is not mandatory in Texas, nor is it officially recommended by the state's public school extracurricular governing body, the University Interscholastic League. A Dallas Morning News survey of 65 of the largest school districts in the Dallas-Fort Worth area found five that don't provide any catastrophic care coverage: Birdville, Burleson, Cedar Hill, Mansfield and Richardson ISDs.

Source: The Dallas Morning News.

Richardson ISD?!? No coverage? Seriously?

After the jump, WTF?